Legacy Bank
- Harrison MillerFounder · Company website
How we got $18.1M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 124 years (since 1902)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
Legacy Bank is an Oklahoma bank offering personal and business banking, lending, and related financial services to individuals and businesses. It describes itself as a small, home-town bank with roots in rural Oklahoma.
From the company's website. Industry: Banks & credit unions.
Customers & suppliers
Customers
- Smith Hydrovac Services · named on its website
- Western Oklahoma Hearing · named on its website
- West Oak Wealth · named on its website
Suppliers & brands
- Legacy Trust · brand it sells or installs
Possible customers nearby
The largest businesses within about 60 miles in the markets its website says it serves.
- T-MAC FARMS FAMILY LIMITED PARTNERSHIP · Wayne, 50 mi · $9.9M
- MORTON CATTLE COMPANY, LLC · Stratford, 59 mi · $8.4M
- MORTON FARMS LLC · Stratford, 59 mi · $8.4M
- NORTHCUTT'S GREENLAWN, L.L.C. · Lexington, 52 mi · $8.0M
- TRIPLE HEART CATTLE, LLC · Wanette, 57 mi · $7.6M
- ENERWEST TRADING CO LLC · Duncan, 1 mi · $169.1M
- TIERNEY TITLE LLC · Washington, 46 mi · $148.8M
- WASHITA VALLEY ENTERPRISES INC · Oklahoma City, 66 mi · $148.0M
- SUPERFLOW TESTERS, INC. · Lindsay, 29 mi · $143.9M
- HOSS DIRECTIONAL SERVICE, INC. · Norman, 56 mi · $128.9M
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Legacy Bank this business | $18.1M | — |
| Endurance Federal Credit Union Duncan | $10.7M | 0.0 mi |
| Arvest Bank Duncan | $1.8M | 0.1 mi |
| IBC Bank Duncan | $1.8M | 0.3 mi |
| City National Bank & Trust Duncan | $1.8M | 0.4 mi |
| Bank of Commerce Duncan | $40.4M | 0.4 mi |
| BancFirst Duncan | $1.8M | 0.7 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.
| Revenue range | $5.7M – $25.9M |
| EBITDA range | $2.6M – $11.7M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“Harrison Miller, a young entrepreneur from Kansas, started a community bank that navigated a century of the toughest seasons.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
11 locations
| 2104 N Hwy 81 | Duncan | This listing |
| 225 Main St | Binger | View |
| 107 NE 10th St | Blanchard | View |
| 3696 N. Hwy 81 | Duncan | View |
| 1289 E 15th St | Edmond | View |
| 921 W 3rd St | Elk City | View |
| 101 W Main St | Hinton | View |
| 1401 S Broadway St | Marlow | View |
| 509 NW 32nd St | Newcastle | View |
| 2801 W Memorial Rd | Oklahoma City | View |
| 701 E Main St Ste A | Weatherford | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Legacy Bank
Legacy Bank is a banks & credit unions company in Duncan, Oklahoma, in business since 1902. It is owned by Robert S. Carmack. Its estimated annual revenue is about $18.1M, with roughly $8.1M of EBITDA. It has 11 locations.
Common questions
- Who owns Legacy Bank?
- Legacy Bank is owned by Robert S. Carmack, according to public sources such as the company's website or filings.
- How much revenue does Legacy Bank make?
- SeeBITDA estimates Legacy Bank's annual revenue at about $18.1M (likely between $5.7M and $25.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- When was Legacy Bank founded?
- Legacy Bank has been in business since 1902.
- Is Legacy Bank for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 124 years (since 1902); no family successor named on its website.