SeeBITDAOklahoma

Regal Car Sales and Credit LLC

  • 12718 E. 55th Street, Tulsa, OK
  • 13 locations
  • Since 2001
  • NAICS 441120
Estimated valueMedium confidence
$15.1M
$9.1Mlikely range$23.6M
About 4.4× its yearly EBITDA, typical for a company this size in its industry.
Revenue
$96.1M
a year
EBITDA
$3.4M
4% of revenue
Employees
118
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $15.1M

Based on 118 employees reported for PPP in 2020, grown 8% a year since.

118 employees (PPP loan, 2020)118
× 1.63 growth (8% a year since 2020)192 today
× $500K revenue per employee (car dealers)$96.1M
× 4% EBITDA margin$3.4M
× 4.4 sale multiple = value$15.1M

Own this business? Correct these figures

Estimated value over time

▲ 103% since 2020
$0$8.7M$17.4M2020202120222023202420252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▼ 9% since 2020
0100200202020212022202320242025118107
401(k) / retirement-plan participantsEmployees reported for PPP
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020PPP loan118$96.5M$3.5M
2020Form 5500110$90.0M$3.2M
2021Form 5500103$84.3M$3.0M
2022Form 5500105$85.9M$3.1M
2023Form 5500101$82.6M$3.0M
2024Form 5500108$88.3M$3.2M
2025Form 5500107$87.5M$3.1M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

What we know

PPP loan, 2020
401(k) filing, 2025
No reported financials
Company website
Owner not found
13 locations found

Signs of a sale Some signs of a sale

  • In business 25 years (since 2001)

From public records and the company's website, not a statement that it's for sale.

What they do

Regal Car Sales and Credit is a used car dealership offering buy here pay here financing to buyers, with locations in Oklahoma and Missouri.

Products & services
Used carsUsed trucksUsed car financingBuy here pay here financingCar payment options6-month/6,000-mile limited warrantyTrade-InOut of state car buying
Service area
TulsaSapulpaMuskogeeOkmulgeeGrovePoteauOklahoma City NorthStillwater

From the company's website. Industry: Car dealers.

Compared with similar businesses nearby

BusinessEst. revenueEst. EBITDADistance
REGAL CAR SALES AND CREDIT LLC
this business
$96.1M$3.4M—
Greears Auto Sales Llc
Tulsa
$22.5M$987K0.4 mi
OK Schooners Teardrop Trailers
Tulsa
$22.5M$987K0.4 mi
United Ford
Tulsa
$22.5M$987K0.6 mi
RISEN1 MOTORSPORTS INC
Tulsa · 2 employees
$1.6M$89K0.7 mi
Sell 2 Nelson Cars
Tulsa
$22.5M$987K0.9 mi
Chris Nikel Chrysler Jeep Dodge Ram Fiat
Broken Arrow
$22.5M$987K1.0 mi

Ranges & sources

Revenue range$72.1M – $125.0M
EBITDA range$2.6M – $4.5M
Industry (NAICS)Used Car Dealers (441120)
Value range$9.1M – $23.6M

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • AccountingCliftonlarsonallen LLPAudits its 401(k) plan (2025 filing)
  • BankingPatrons Bank National AssociationPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Patrons Bank National Association
PPP 2020, PPP 2021
All 131 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/4/2020first$1.1M$1.1M115Patrons Bank National Association
1/16/2021second$1.1M$1.1M118Patrons Bank National Association

13 locations

12718 E. 55th StreetTulsaThis listing
2119 E Hwy 66 Suite AEl RenoView
3609 US-59 NorthGroveView
4309 NW Cache RdLawtonView
1637 W Shawnee BypassMuskogeeView
630 N Main StMuskogeeView
4717 NW 39th StOklahoma CityView
1021 S Wood DrOkmulgeeView
2504 N Broadway StPoteauView
1201 E Taft AveSapulpaView
4200 N Harrison StShawneeView
1004 E 6th AveStillwaterView
1407 S Memorial DrTulsaView

Revenue, EBITDA and value are for the whole company.

Public records

LinkedIn company page
Size as the company lists it
Employees—

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Regal Car Sales and Credit LLC

Regal Car Sales and Credit LLC is a car dealers company in Tulsa, Oklahoma, in business since 2001. Its estimated annual revenue is about $96.1M, with roughly $3.4M of EBITDA. It has about 107 employees. Its estimated business value is $15.1M (likely range $9.1M–$23.6M). It has 13 locations.

Common questions

Who owns Regal Car Sales and Credit LLC?
The owner of Regal Car Sales and Credit LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Regal Car Sales and Credit LLC make?
SeeBITDA estimates Regal Car Sales and Credit LLC's annual revenue at about $96.1M (likely between $72.1M and $125.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Regal Car Sales and Credit LLC worth?
About $15.1M, roughly 4.4× its estimated EBITDA of $3.4M, typical for a car dealers company its size. Likely range: $9.1M–$23.6M.
How many employees does Regal Car Sales and Credit LLC have?
About 107, from its 2025 retirement-plan filing.
When was Regal Car Sales and Credit LLC founded?
Regal Car Sales and Credit LLC has been in business since 2001.