Rivers and Roads Incorporated
How we got $271K
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| RIVERS AND ROADS INCORPORATED this business | $271K | — |
| SMART START CENTRAL OKLAHOMA, INC. Oklahoma City · 7 employees | $345K | 1.2 mi |
| KING MARLIN SWIM CLUB, LLC Oklahoma City · 15 employees | $942K | 1.6 mi |
| MARLIN SWIM SCHOOL LLC Oklahoma City · 10 employees | $479K | 1.6 mi |
| OKLAHOMA NATIVE ASSETS COALITION, INC. Oklahoma City · 1 employees | $1.2M | 1.6 mi |
| FJSP, INC Oklahoma City · 1 employees | $160K | 1.7 mi |
| SCUBA BROS LLC Oklahoma City · 2 employees | $228K | 1.7 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $547K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $215K |
| Estimate: the two combined (geometric mean) | $271K |
| EBITDA margin (industry, adjusted for size) | 24% |
| EBITDA = revenue × margin | $66K |
Calibrated: revenue lowered to 69% of the industry-average estimate, to match what businesses in this industry actually report.
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Revenue range | $178K – $309K |
| EBITDA range | $43K – $75K |
| Industry (NAICS) | All Other Miscellaneous Schools and Instruction (611699) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingF & M BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| F & M Bank PPP 2020, PPP 2021 | All 379 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/8/2020 | first | $7K | 2 |
| 2/4/2021 | second | $7K | 2 |
About Rivers and Roads Incorporated
Rivers and Roads Incorporated is an all other miscellaneous schools and instruction company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $271K, with roughly $66K of EBITDA. It has about 2 employees.
Common questions
- Who owns Rivers and Roads Incorporated?
- The owner of Rivers and Roads Incorporated isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Rivers and Roads Incorporated make?
- SeeBITDA estimates Rivers and Roads Incorporated's annual revenue at about $271K (likely between $178K and $309K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- How many employees does Rivers and Roads Incorporated have?
- About 2, as reported on its PPP loan.