SeeBITDAOklahoma

Western Finance Associates

Consumer Lending
Estimated valueLow confidence
$8.1M
$2.7Mlikely range$13.0M
About 4.5× its yearly EBITDA, typical for a company this size in its industry.
Revenue
$5.3M
a year
EBITDA
$1.8M
34% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Unlikely to sell soon

How we got $8.1M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$5.3M
Revenue$5.3M
× 34% EBITDA margin$1.8M
× 4.5 sale multiple = value$8.1M

Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found
5 locations found

Signs of a sale Unlikely to sell soon

  • In business 20 years (since 2006)

From public records and the company's website, not a statement that it's for sale.

What they do

Western Finance Associates is a personal installment loan provider with a branch in Tahlequah, Oklahoma, offering personal loans, merchandise financing and tax preparation services to individuals and families.

Products & services
Personal loansTax preparation servicesMerchandise financing programQuick Loans OnlineShort Term LoansDebt ConsolidationLoans for Medical BillsDental FinancingVeterinary FinancingHoliday ExpensesVacation / TravelMoving Loans
Markets served
Individuals and families
Service area
Tahlequah, OklahomaOklahomaTexasMissouriMexico

From the company's website. Industry: Consumer Lending.

Compared with similar businesses nearby

BusinessEst. revenueEst. EBITDADistance
Western Finance Associates
this business
$5.3M$1.8M—
BS & G PAWN LLC
Tahlequah · 7 employees
$3.2M$1.4M1.1 mi
FIRST FIDELITY LOANS, LLC
Tahlequah · 3 employees
$1.2M$562K1.1 mi
Dixie Finance of Tahlequah
Tahlequah
$1.1M$435K1.8 mi
Superior Funding LLC
Tahlequah
$1.1M$435K3.1 mi
FREEDOM FINANCE INC
Stilwell · 5 employees
$2.2M$949K18.2 mi
H & H PAWN, GUNS & TOOLS, INC
Stilwell · 9 employees
$3.0M$1.3M19.1 mi

Ranges & sources

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (34%). Treat these as a rough guide.

Revenue range$2.2M – $7.1M
EBITDA range$749K – $2.4M
Industry (NAICS)Consumer Lending (522291)
Value range$2.7M – $13.0M

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

5 locations

304 E Downing StTahlequahThis listing
3426 Highway 412ColcordView
3426 US-412ColcordView
108 SE 9th StPryorView
8151 E 21st StTulsaView

Revenue, EBITDA and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Western Finance Associates

Western Finance Associates is a consumer lending company in Tahlequah, Oklahoma, in business since 2006. Its estimated annual revenue is about $5.3M, with roughly $1.8M of EBITDA. Its estimated business value is $8.1M (likely range $2.7M–$13.0M). It has 5 locations.

Common questions

Who owns Western Finance Associates?
The owner of Western Finance Associates isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Western Finance Associates make?
SeeBITDA estimates Western Finance Associates's annual revenue at about $5.3M (likely between $2.2M and $7.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Western Finance Associates worth?
About $8.1M, roughly 4.5× its estimated EBITDA of $1.8M, typical for a consumer lending company its size. Likely range: $2.7M–$13.0M.
When was Western Finance Associates founded?
Western Finance Associates has been in business since 2006.