SeeBITDAOklahoma

EZ Credit

Consumer Lending
Estimated valueLow confidence
$1.3M
$435Klikely range$2.1M
About 3× its yearly EBITDA, typical for a company this size in its industry.
Revenue
$1.1M
a year
EBITDA
$435K
41% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$1.1M
Revenue$1.1M
× 41% EBITDA margin$435K
× 3 sale multiple = value$1.3M

Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found

What they do

EZ Credit is a locally family owned and operated business that offers signature loans with low monthly installments to help Oklahomans get the credit they need.

Products & services
Signature LoansSignature Loans up to $2000.00

From the company's website. Industry: Consumer Lending.

Compared with similar businesses nearby

BusinessEst. revenueEst. EBITDADistance
EZ Credit
this business
$1.1M$435K—
Master Finance Company
Ardmore
$3.2M$1.2M21.3 mi
BIRD FINANCE
Ardmore · 6 employees
$2.7M$1.2M21.4 mi
Cash Loan Co
Ardmore
$2.0M$392K21.5 mi
Southern Loan Co
Ardmore
$1.1M$435K21.5 mi
Wallace Finance
Durant
$9.5M$2.8M23.4 mi
Oklahoma AgCredit
Ardmore
$7.6M$845K23.7 mi

Ranges & sources

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Consumer Lending (522291)
Value range$435K – $2.1M

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Family-owned
“We are a locally family owned and operated business.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About EZ Credit

EZ Credit is a family-owned consumer lending company in Madill, Oklahoma, in business since 2017. Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).

Common questions

Who owns EZ Credit?
The owner of EZ Credit isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does EZ Credit make?
SeeBITDA estimates EZ Credit's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is EZ Credit worth?
About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a consumer lending company its size. Likely range: $435K–$2.1M.
When was EZ Credit founded?
EZ Credit has been in business since 2017.